Injured in an Uber or Lyft Accident in Central Florida? What You Need to Know as a Passenger
Injured in an Uber or Lyft Accident in Central Florida? What You Need to Know as a Passenger
If you were hurt while riding as a passenger in an Uber or Lyft anywhere in Central Florida, you have rights under Florida law. These accidents are more complex than standard car crashes. Multiple insurance policies may apply, and determining which party is liable is not always straightforward.
At My Affordable Attorney, we help injured rideshare passengers in Daytona Beach, DeLand, Deltona, Sanford, and throughout Central Florida pursue the compensation they deserve.
Understanding Rideshare Insurance in Florida
Rideshare accidents in Florida are governed by a system that depends on what the driver was doing at the time of the crash. Uber and Lyft drivers are covered under different insurance policies depending on their status on the app:
- Driver not logged in: Only their personal insurance applies.
- Driver logged in and waiting for a ride: Florida law requires $50,000 in bodily injury coverage per person, $100,000 per accident, and $25,000 in property damage.
- Driver en route to pick up a rider or carrying a passenger: Uber and Lyft must provide up to $1 million in liability coverage.
If you were a passenger at the time of the crash, the higher policy limit of $1 million is likely to apply.
Steps to Take Immediately After a Rideshare Accident
If you were injured in a crash involving Uber or Lyft—whether in Ormond Beach, Port Orange, or anywhere in the region—take the following steps:
- Call 911 to report the crash and request medical assistance.
- Request a copy of the police report, which may help establish liability.
- Take photos and videos of the scene, the vehicles, your injuries, and anything else relevant.
- Document the ride through the app. Save a screenshot of your trip and the driver's information.
- Get medical attention, even if your injuries seem minor.
- Do not speak to the insurance company until you speak with an attorney.
Insurance adjusters work to limit your recovery. You should not give a recorded statement without legal advice.
Who May Be Liable for Your Injuries?
Liability depends on several factors, including who caused the accident and the driver’s status on the Uber or Lyft platform.
You may have a claim against:
- The rideshare company’s insurance policy
- The rideshare driver’s personal insurance
- Another at-fault driver
- A third party, such as a vehicle manufacturer or a government agency responsible for road conditions
At My Affordable Attorney, we investigate the facts to determine all possible sources of compensation.
What Damages Can You Recover?
As an injured passenger, you may be entitled to both economic and non-economic damages, including:
- Medical bills (past and future)
- Lost wages and reduced earning capacity
- Pain and suffering
- Emotional distress
- Loss of enjoyment of life
- Property damage, if applicable
We also pursue wrongful death damages for surviving family members if a crash results in fatal injuries.
Time Limits Apply: Do Not Wait
Under Florida law, you have two years from the date of the accident to file a personal injury lawsuit. Missing the deadline can permanently bar your claim.
Do not rely on Uber or Lyft to look out for your best interests. Their insurance providers will try to minimize your recovery. You need a local attorney who knows how to handle these cases and who works on your schedule.
Why Injured Rideshare Passengers Choose My Affordable Attorney
At My Affordable Attorney, we offer:
- 25% flat fee personal injury representation
- Free consultations
- Same-day appointments
- Evening and weekend availability
- Spanish-language services available
We welcome walk-ins and serve clients across Volusia, Flagler, Orange, and Seminole Counties. We are not just another law firm. We are your affordable local resource when the unexpected happens.
Contact Us Today
If you were injured as a passenger in an Uber or Lyft accident in Central Florida, contact My Affordable Attorney now to protect your rights. We are available 24 hours a day. Do not wait to get the help you need. Call 866-4-Only-25 (866.466.5925).