Daytona Beach Personal Injury Lawyer Secures Full PIP Benefits for WWII Veteran in Orlando After USAA Insurance Coverage Denial
PRESS RELEASE
Daytona Beach, FL — My Affordable Attorney has obtained a complete settlement in a contested personal injury protection (PIP) benefits case litigated in Orlando, Orange County, Florida, on behalf of a 78-year-old World War II veteran. The case involved a denial of coverage by USAA General Indemnity Company, an insurer that exclusively serves military members, veterans, and their families.
The veteran, a USAA policyholder, was struck by a motor vehicle while using a motorized wheelchair in Orlando. USAA denied the claim, asserting that he was “occupying a self-propelled vehicle” and therefore excluded from PIP benefits under Florida’s No-Fault Law.
Attorney Keith M. Petrochko, a Daytona Beach personal injury lawyer, challenged USAA’s denial, raising both statutory and constitutional arguments — including a due process challenge to the insurer’s position. He argued that motorized wheelchair users are legally pedestrians, not operators of self-propelled vehicles, under Florida Statutes § 316.1303 and § 322.01, which expressly exclude wheelchairs from the definition of “vehicle.”
Following active litigation, the case resolved with a settlement providing full payment of the veteran’s medical bills. The veteran paid nothing for his legal representation, consistent with My Affordable Attorney’s policy of representing many PIP clients at no cost to them, win or lose.
“This case was about ensuring Florida’s PIP laws were applied correctly and protecting the rights of someone who served our country,” Petrochko said. “Mobility-impaired pedestrians are entitled to the same prompt and fair coverage as any other accident victim.”
The resolution reinforces the legislative intent of Florida’s No-Fault Act, ensuring that injured pedestrians, including those using assistive mobility devices, receive full protection.
My Affordable Attorney represents clients throughout Florida, including Daytona Beach, DeLand, Sanford, Orlando, and all of Orange County. The firm offers a 25% flat contingency fee, well below the 33–40% industry standard utilized by many other personal injury lawyers, and is available 24/7 for free consultations.
About My Affordable Attorney
My Affordable Attorney is a Florida law firm focused on personal injury, auto accident claims, and insurance disputes. With its primary office in Daytona Beach and representation available statewide, the firm combines legal experience with a client-first approach to maximize client recoveries while keeping fees fair.